Bake Cake Layers: Prepare each cake mix separately and bake in round pans according to package directions. Let cool completely on a rack.
Prepare Pudding: Whisk pudding mix with cold milk until thickened. Chill until ready to assemble.
Whip the Cream: Beat heavy cream, powdered sugar, and vanilla until soft peaks form. Keep chilled.
Assemble Layers: Place the chocolate cake on a cake stand. Spread pudding and top with banana slices. Add the banana cake layer, more pudding, and sliced strawberries. Finish with the white cake layer.
Frost & Decorate: Cover the cake with whipped cream. Drizzle with chocolate syrup or ganache. Garnish with extra fruit.
Chill Before Serving: Refrigerate for at least 1 hour to set layers. Slice and enjoy!